This year, I invite you to tap into the financial wisdom of our elders along with me, and become financially wiser.
Hard work : All hard work bring a profit, but mere talk leads only to poverty.
Laziness : A sleeping lobster is carried away by the water current.
Earnings : Never depend on a single source of income. (At least make your Investments get you second earning)
Spending : If you buy things you don't need, you'll soon sell things you need.
Savings : Don't save what is left after spending; Spend what is left after saving.
Borrowings : The borrower becomes the lender's slave. Accounting : It's no use carrying an umbrella, if your shoes are leaking.
Auditing : Beware of little expenses; A small leak can sink a large ship.
Risk-taking : Never test the depth of the river with both feet. (Have an alternate plan ready ) Investment : Don't put all your eggs in one basket.